Financing

Financing for Plastic Surgery

We want you to feel confident and cared for every step of the way—including when it comes to planning for your procedure. That’s why we offer flexible financing options to make paying for your care easy, straightforward, and stress-free. Our team is here to help you explore the best payment solution, from interest-free plans to budget-friendly monthly payments, so you can focus on what matters most: feeling empowered about your transformation!

Learn more about your options below and apply in seconds, or we would be happy to meet with you and guide you through the process. You can stop by our Fort Worth plastic surgery office or call/text 817-292-4200.

Can I use my HSA or FSA account?

You may be able to use your Health Savings Account (HSA) or Flexible Spending Account (FSA) to help pay for your procedure—especially if it has a medical or reconstructive component. These accounts let you use pre-tax dollars for qualified medical expenses, which can make treatment more affordable. Coverage varies by plan, so we recommend reviewing your HSA or FSA benefits to see what procedures may be eligible. 

Our team is happy to help you determine whether your procedure may be eligible and can provide documentation if needed for reimbursement. We’re here to make the process simple, transparent, and stress-free.

PatientFi

PatientFi s a patient favorite! It helps make your procedure more affordable by offering personalized monthly payment plans that fit your budget. Checking your rate won’t hurt your credit score, and patients love PatientFi for its and its fast, easy approval process.

Plan highlights:

  • Better Rates available–APR rates based off your credit score
  • Soft Credit Check
  • Fast & easy process
  • 0% interest for 6 months
  • 4- and 36-month plans with variable interest rates

PatientFi works with you to find the most manageable plan based on your needs. Find out your monthly payment today!


Care Credit

CareCredit Financing Available - Apply Now

CareCredit is a credit card specifically for healthcare services. It offers convenient monthly payment options with no upfront costs, no prepayment penalties, and no annual fees—so you can move forward with the procedure you’ve been thinking about without delay. You can also reuse your CareCredit card for future cosmetic treatments or follow-up appointments.

Plan highlights:

  • Great for already established Care Credit accounts
  • 0% interest for 6 months
  • 17.9% interest for 24 months
  • 18.9% interest for 36 months

Many patients love the flexibility CareCredit offers, especially when paired with short-term, no-interest plans. Get your card and choose your plan »


Alphaeon Financing

ALPHAEONCredit300

Alphaeon Financing

Alphaeon Credit is another healthcare-specific credit card offering flexible payment options tailored for aesthetic and surgical procedures. Depending on your preference, you can choose from deferred interest plans, equal payment options, or extended budget-friendly terms.

Plan highlights:

  • Lower cost for extended payment plans
  • 0% interest for 6 months
  • 14.9% interest for 24 months
  • 15.9% interest for 36 months

Alphaeon is a great option if you’re looking for structured monthly payments and predictable financing. Apply now and choose your preferred plan »

We’re here to help

If you have questions about which financing option is best for you, we’re happy to assist. Contact our Fort Worth plastic surgery office to learn more and get personalized guidance on your application. Our goal is to make your experience with us as smooth and rewarding as possible. Call or text 817-292-4200 today.

Additional resources:

No Surprises Act

Effective 1/1/2022, the No Surprises Act provides Federal protections against surprise billing and limits out-of-network cost sharing in many of the circumstances in which surprise bills arise most frequently. In compliance with the No Surprises Act, our team at Kirby Plastic Surgery is providing access to the following two PDFs to all potential patients to help them understand their rights and protections:

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